Accounting and Finance Speech or Presentation Example | Topics and Well Written Essays - 3500 words

Accounting and Finance - Speech or Presentation Example With the increasing globalisation when every country can be seen as an opportunity for the investors the lack of understanding of effective corporate governance can adversely effect the investment intentions of investors.Nowadays corporate governance is seen as the key of attracting investors. Capital flow seems directed towards the companies, which practice fair and transparent ways of governing their organisations. With the changing global business scenario the need of understanding and effective practise of fair and technologically advance corporate governance has also increased. In my speech I will first explain the notion of Corporate Governance then we will have a brief overview of the development of corporate governance codes in the UK and the adaptation of similar codes in the EU.ICAEW (2002) has explained corporate governance in a very effective and comprehensive manner as " Corporate governance is commonly referred to as a system by which organisations are directed and cont rolled. It is the process by which company objectives are established, achieved and monitored. Corporate governance is concerned with the relationships and responsibilities between the board, management, shareholders and other relevant stakeholders within a legal and regulatory framework."There are no hard and fast rules for corporate governance, which can be prescribed for all the countries. ... Accountability of the board to shareholders who have the right to receive information on the financial stewardship of their investment and exercise power to reward or remove the directors entrusted to run the company. Transparency of clear information with which meaningful analysis of a company and its actions can be made. The disclosure of financial and operational information and internal processes of management oversight and control enable outsiders to understand the organisation. Fairness that all shareholders are treated equally and have the opportunity for redress for violation of their rights. According to Meigs et al. (1999) this information meets the needs of users of the information-investors. Creditors, managers, and so on-and support many kinds of financial decision performance evaluation and capital allocation, among others. (P.07) Owen (2001) traces the history of the structure of the British financial system that was shaped by the form which industrialisation took in the 18th and 19th centuries. Following legislative changes in mid-century - principally the Joint Stock Companies Act of 1844 and the Limited Liability Act of 1855 - a growing number of Industrial firms converted themselves from partnerships into limited companies. Some of them remained private, while others chose to have their shares listed, either on one of the provincial stock exchanges or in London. Since than till the decade of decade of 1980s, there was no specific development in the field of Corporate Governance in UK. Tricker (1984) mentioned the same fact as, "In the past there seemed a, no demand for independent supervision or disclosure, no intervention in matters

Adolescent Sexual Activity Essay Example | Topics and Well Written Essays - 1750 words

Adolescent Sexual Activity - Essay Example In his article â€Å"Risk Behaviors - Teen Pregnancy - Programs, Sex, Sexual, Contraception, Percent, and Services† (2011), Douglas Kirby identifies the following five factors as contributing to teen pregnancy by causing the sexually active teenagers to refrain from using contraception. He cites: â€Å"when teens have permissive attitudes toward premarital sex,† â€Å"lack confidence to avoid sex or to use contraception consistently,† â€Å" lack adequate knowledge about contraception,† â€Å"have negative attitudes toward contraception,† â€Å" are ambivalent about pregnancy and childbearing,† â€Å"...then they are more likely to engage in sex without contraception.† (Kirby, 2011) In analyzing these factors, they can be related to both situational sexual encounters as well as cognitive value systems in teens that engage in pre-marital sex. ‘Permissive attitudes’ is a cognitive or value system in the individuals involved that determine the development of the relationship through sexual encounters. These encounters are either the result of long-term, loving, and wholesome relationships or are casual, disposable, and part of the learning process through which sexual identity is formed in the process of adult maturation. Through the sexual experimentation with different types of relationships and partners, the person of either gender comes to a deeper understanding of their own personal needs in a relationship or in partner support. This assists in making more consequential and long-standing family commitments. The hyper-stimulation of the culture through sexual imagery in media, sexually predatory social role-playing and stereotypes, or advertising that fuels desire and insecurity simultaneously to sell products may condition a population to extreme behavior abruptly or progressively over time by changing moral standards and patterns of behavior. The teen pregnancy rate in the U.S. can be seen as an à ¢â‚¬Å"unwanted† aspect of the sexual activity that occurs at a young age and restricts the further social opportunities of the parent. The effect of the social stigmatization is expected to fall more severely on the girl who must bear the biological burden of pregnancy. If the relationship is loving and leads to marriage, even at an early age, it is accepted socially and the best is hoped for the long-term sustainability of the couple. Yet, realistically, the high divorce rate among young couples and the burdens of single parenthood are among the largest reasons teenage pregnancy is discouraged. Generally, teens are not recognized as mature socially to be effective parents, despite the fact that innumerable teenage mothers in the U.S. historically and around the world have done very well building families through teenage pregnancies. The development of modern, liberal conceptions of identity through feminism and progression in education has created a different role for modern women that discourage the traditional aspects of teen marriage and pregnancy practiced traditionally as â€Å"backward†.  Ã‚  

4 journal questions Essay Example | Topics and Well Written Essays - 500 words

4 journal questions - Essay Example When children go to school they acquire civic development. The school also plays the role of emotional development to the children. The school plays the role of cognitive, vocational and social development to the children. In the recent, the role of school has been changing as the parents take their children to school at early age. Parents take their children to school at early age in for the purpose of being taken care. Parents who go to work decide to take their children to school instead of employing house help to take care of them. School also plays the role of career development as children are told to study hard in order to get a good job (Clark 71). Economic, gender, culture and learning style factors helps the students to succeed in different ways while at school. Economics helps students to develop management skills. Economics enables students to understand how they can manage their fund and budget their income in future. Gender helps the student to develop social skill. Gender interaction makes the students to be more social and know how to interact with people despite their gender. Culture helps the students to develop interaction skills and socialization. Students learn different culture and how to interact with people from different cultural back ground and ethnic groups. Learning styles helps the student to be critical thinkers. Through the use is different learning styles, students become critical thinkers (Clark 64). Parents expect their children to learn new concepts and ideas in school. Parents expect the students to be in the hands of effective and committed staff who can not expose the children to drugs, harassment and bullying. Students also expect their children to learn democratic values of multicultural and also the society culture. Parents also expect their children to develop social competencies in school. Parents are left home believing that children learn positive things and not negative things like alcoholism and

CMC Midterm Article Example | Topics and Well Written Essays - 500 words

CMC Midterm - Article Example The benefit of having an online outlet is that one can vent one’s frustrations with certain social issues and so forth. The online factor is helpful because it shields one from the verbal barbs that might come with face-to-face parlance. †¨Ã¢â‚¬ ¨ No, I don’t think this has anything to do with gender. Just the format of these various sites did not appeal to me at all, and I don’t necessarily think it had anything to do with the gendering of the sites or not. SecondLife is very colorful and filled with a lot of images (especially of women) that use a lot of bright colors, while Twitter seems more geared towards men. Twitter’s homepage is blue, which many people typically associate with the male gender. Visuals include colors. For example, brighter colors are gendered towards women, since, in olden times women had to have better color vision than men in order to complete the task of food-gathering. Women are also appealed to by text-based cues like pretty or girly fonts, whilst men are appealed to by the usage of simple fonts and basic colors. I would say that the color blue most closely resonates with everyone, not just men. Blue is most peoples’ favorite color, and so it would make sense, for example, that Twitter’s homepage would use blue as its primary

Pproperty investment Essay Example | Topics and Well Written Essays - 2500 words

Pproperty investment - Essay Example In the past three years, as compared to the previous three years, Property Unit Trust (PUTs) which is a pooled property fund in UK had raised more than ? 7.7 billion of new investment, which is more than six times of the net investments received. In the year 2006 alone, property funds have received ? 3.6 billion into property funds. (Bottle & Key 2007). Thus, indirect investment in UK is gaining momentum and this research essay researches into various features of the same in detail. Analysis of indirect investments in real estates in UK â€Å"Real Estate Investment Trust (REIT)† Sampson (2010, p 50) states that â€Å"Real Estate Investment Trust â€Å"surprisingly established very late in certain markets like UK. It took nearly five decades to introduce REITs in UK after it was introduced 1960 in US market. The fundamental concept of a REIT is spotless as investors are expected to invest in an investment vehicle and then later, fund will go for shopping and invest in various top notched prime properties. Thus, a participating interest in a portfolio of tangible assets by an investor is mirrored by a share owned in REITs. Madlem & Sykes (2000, p 284) argue that REITs are trusts or publicly traded companies that coalesce the investments of many investors for the purchase, development and administration of commercial real estate. A REIT is like a mutual fund which is meant for real estate investment only. Investors are benefited from the professionally diversified, managed portfolios and REITs shares are traded on national stock exchanges. RIETs have surfaced as a significant financial intermediary and still in the developing process in the field of domestic capital markets of UK. Due to high dividend yields in RIETs sector, investors are more attracted, which is higher than those offered by government securities. Madlem & Sykes (2000, p 284) are of the opinion that REITs are always a preferred investment destination to investors as it offers higher yield s and also since real estate’s have customarily been a good performer even during inflationary phases. Real estate companies, which see this as a passionate source of low-cost capital that could be made in the capital markets and later could reap huge capital appreciation due to increase in prices of properties. Thus, this has resulted in rapid growth on the part of real estate companies, and investors enjoyed a record-breaking growth rate in the REITs. Block (2006, p 8) stresses that REITs have offered individual investors all over UK with a mean to purchase shopping malls, skyscrapers, apartment buildings, hotel and any variety of commercial real estate one can imagine of. REITs offer the predictable and steady cash flow from the leases of real estates, but with advantages of liquidity of a common stock. As part of their ongoing real estate business, REITs usually offer access to capital, which can be employed to purchase additional properties. Madlem & Sykes (2000, p284) a rgues that an investment in real estate has been always regarded as a solid investment. However, like all other assets, it travels in cycles. Due to the global economic crisis in 2007, the commercial real estate around the globe including UK witnessed serious setbacks. As a result, new construction activities have come to stand still. This

Art history Essay Example | Topics and Well Written Essays - 500 words - 4

Art history - Essay Example Aerial perspective is the technique of creating a work of art that shows how atmospheric conditions influence perception of distance objects. Objects closer to the horizon have lighter tones, and less detailed than objects far from the horizon. A good example is looking at the sky whereby the part directly above a person looks bluer, but looking towards the horizon the color fades and appears lighter. Evidence of application of aerial perspective can be seen in architectural drawings such as a city plan. Artists realized that moisture and dust in the atmosphere caused the light passing through it to scatter. The most scattered is the short wavelength, which is blue, and the least scattered is the long wavelength, which is red. This results in far looking objects to appear bluer, paler, and hazier. Landscape painters utilized this principle to present the atmosphere between the viewer and distant objects such as mountains. The atmosphere makes distant objects appear with less distinct edges and outlines than objects nearer to the viewer. Among the first painters to utilize this technique was Leonard Da Vinci who invented the term aerial perspective. In the painting of by Masaccio, Tribute Money, there is evidence of change in color and value of the composition as the viewer’s eyes move from the foreground backwards. As the viewer looks backward, the hills in the painting become lighter and lighter, and also bluer. Moreover, the objects in the background appear cooler than the foreground objects.

Salaries in football Essay Example | Topics and Well Written Essays - 1500 words

Salaries in football - Essay Example Football players also face the reality of an extremely short career when compared with actors, singers, or even other professional sports. While they are playing their pay depends on the negotiated minimum set by the players union, the player's ability, incentives, and signing bonuses. Every player is guaranteed a minimum pay rate, but almost every player exceeds this amount. The Green Bay Packers had the lowest median pay rate during the 2007 season, yet all their players exceeded the minimum for a first year player of $285,000. The $285,000 minimum is for a first year player, an amount, which increases, based on the number of years in professional football. In addition, players are paid for their pre-season workouts and post season games. These extra incentives and bonuses helped bring the median pay of the highest paid Pittsburgh Steelers to over $1,1 million during that same season (USA Today, 2009). The team salary cap to some degree limits the amount of money the team is able to pay players, but many earn in excess of several millions of dollars such as Dwight Freeney of the Indianapolis Colts at $30.75 million (Weisman, 2007). While traditionally quarterbacks have been considered the franchise position and commanded the highest pay, in 2007 only 2 of the to p 20 salaries went to quarterbacks (Weisman, 2007). Defensive players can often garner higher signing bonuses because "Freeney and a number of other defensive ends signed new deals as free agents, while quarterbacks rarely get to free agency (Weisman, 2007). Indeed on the Indianapolis Colts, where the highest paid player calls home, the star quarterback Peyton Manning earns just one-third that amount (USA Today, 2009). These incredibly high salaries come from a variety of sources. On top of a base salary are signing bonuses and performance incentives. For example, Dwight Freeney's base pay is only $750,000, but received a $30 million signing bonus (USA Today 2009). Most signing bonuses are paid out over a number of years to allow the team to average them out and stay under the salary cap. Many players also negotiate for incentive bonuses based on their level of performance during the season. This may be based on yards gained for a running back or touchdowns for a quarterback. Performance incentives can come in the form of individual or team performance, and performance based incentives are usually a small portion of the players overall pay. For many of the top tier players, the signing bonus is a large portion of their pay. It is also the most secure portion of their pay as it cannot be lost based on future unpredictable events such as injury or being cut from the team. The player receives their pay through a sequence of checks distributed throughout the season. The signing bonus is paid upfront, and the salary is pro-rated throughout the season. The player receives a check for one-seventeenth his yearly salary each week during then season. At the end of the season the player receives additional money for his performance incentives and post-season play. If the player loses his slot on the roster during the season and is cut from the team, he gets to keep the signing bonus but loses the remainder of the weekly checks. Determining the level of pay for any individual player is a complex system of supply and demand, level of ability, years in the NFL, and the salary cap. Team owners